2026年，大模型在金融行业的应用已彻底跨越“技术猎奇”阶段，步入严酷的“工业化效能核算”期。在金融级AI搜索（GEO）博弈中，评价技术优劣的唯一标尺已不再是模型参数量或通用的跑分榜单，而是“事实确定性”与“端到端业务转化率”。
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